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India · Advance Tax

Advance Tax Calculator
FY 2026-27  ·  Tax Year 2026-27

All four instalment deadlines, calculated from your income estimate. Tax Year 2026-27 is the terminology under the new Income Tax Act 2025 (formerly FY 2026-27, AY 2027-28 under the 1961 Act). Instalment dates and rates unchanged.

⚠️ This calculator applies to FY 2026-27 / Tax Year 2026-27 only
Slab rates, standard deduction, and capital gains rates change each year. This tool uses rates for 1 April 2026 – 31 March 2027 only. Verify current rates on the Income Tax India portal before making any payment.
ℹ️ Advance tax does not apply to you if —
  • Senior citizens aged 60+ with no business or profession income — exempt under Section 207
  • Purely salaried employees where employer deducts TDS in full and you have no other income
  • Presumptive-tax filers under Section 44AD or 44ADA — may pay 100% in one payment by 15 March 2027
  • Net tax liability ≤ ₹10,000 after TDS — below the mandatory threshold
Tax regime — FY 2026-27
Estimated income for the full year
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TDS & payments already made
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Your tax estimate
Estimated gross tax Including 4% health & education cess
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Net advance tax payable After deducting TDS for the year
₹0
All four instalments — FY 2026-27

Each figure shows the cumulative advance tax that must have been paid in total by that date — not the incremental amount. Subtract what you have already paid to arrive at your deposit for each deadline.

No advance tax required
Your estimated net tax liability is below ₹10,000 — the mandatory threshold under Section 208. Any balance may be settled as self-assessment tax before filing your ITR.
✅ All instalments covered
Your advance tax paid plus TDS already meets or exceeds 100% of your estimated liability. No further instalment payments are required.
Next instalment due
₹0
estimated amount to deposit
— days left

Payment is made on the Government of India's Income Tax portal. No payment is collected or processed here — this is an estimation tool only.

  1. Go to incometax.gov.in and log in with your PAN
  2. Navigate to e-Pay Tax (Quick Links)
  3. Select Income Tax → Advance Tax (100)
  4. Enter Assessment Year 2027-28 and the amount above
  5. Pay via net banking or debit card — save the Challan 280 receipt (BSR code + serial number needed at ITR filing)
Go to Income Tax India portal
Figures are estimates based on your inputs and may differ from your actual tax liability. For complex situations — RSU/ESOP vesting, multiple capital gain transactions, foreign income, DTAA claims, or business income with deductible expenses — consult a qualified chartered accountant or tax advisor before making any payment.

Rates for FY 2026-27 / AY 2027-28 (Finance Act 2026 — same slabs maintained from AY 2026-27): New regime — 0–4L: 0%, 4–8L: 5%, 8–12L: 10%, 12–16L: 15%, 16–20L: 20%, 20–24L: 25%, 24L+: 30%; ₹75,000 standard deduction; 87A rebate ₹60,000 for income ≤ ₹12L. Old regime — 0–2.5L: 0%, 2.5–5L: 5%, 5–10L: 20%, 10L+: 30%; ₹50,000 std deduction; 87A rebate ₹12,500 for income ≤ ₹5L. STCG on listed equity 20% · LTCG on listed equity/equity MF above ₹1.25L at 12.5%. Surcharge, AMT, and non-resident special rates are not modelled.

Source: incometax.gov.in — Sections 207–211, 234B, 234C · Finance Act 2026.

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← Read the full guide: Advance Tax Second Instalment: 15 September 2026 Deadline